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Retirement
MEDICARE
Medicare Mindset, LLC has provided the following documents as educational tools for those nearing Medicare enrollment. Please note that Medicare Mindset, LLC nor its agents are affiliated with the Federal Medicare Program.
2021 Medicare Guide Medicare Enrollment Periods for A & B Creditable Coverage & Drug Coverage Should you Enroll in Medicare
OPERS
All Miami County employees, except for certain students, are automatically enrolled in the Ohio Public Employees Retirement System (OPERS), as required by law. OPERS provides retirement, disability, and other benefits and is entirely independent of the federal Social Security System. This means you will pay into OPERS instead of Social Security while you work for Miami County.
Your contributions are deducted from your biweekly paychecks. Contribution amounts are calculated on your earnable salary.
Employee Contribution Rates
- General: 10%
- Public Safety Officers: 10.10%
- Law Enforcement Officers: 13%
Employer Contribution Rates
- General: 14%
- Public Safety Officers: 18.10%
- Law Enforcement Officers: 18.10%
While you will find many resources online to help you through your experience with OPERS, we have chosen to list a few of the most common documents below for your convenience.
Retiring From Public Employment Guide
Understanding the Basics (Medicare Guide)
Returning to Work After Retirement Guide
Contacting OPERS
- 277 East Town Street, Columbus, OH 43215-4642
- Telephone: (800) 222.7377
- www.opers.org
DEFERRED COMPENSATION
Deferred compensation plans are voluntary and require Miami County employees to complete an enrollment process to participate. There are three deferred compensation plans from which to choose.
County Commissioners Association of Ohio (CCAO)
The CCAO plans are managed through a partnership with Empower Retirement.
Brian Schmidt is Miami County's Account Executive. Brian provides one-on-one retirement counseling and planning services for Miami County employees. CCAO also has an extensive on-demand e-learning library to help you plan for your retirement.
Plan Information
- Group ID / Plan Number: 340001 - 01
- Plan Enrollment Code: BnbU4Djp
Enrollment
- Visit www.ccao457.com and select the REGISTER button
- Select the I have a Plan Enrollment Code and enter the information listed above.
- The website will guide you through the enrollment process from here.
- If you need further online enrollment assistance, please contact (800) 284.0844 and mention our Plan Enrollment Code.
Contacting CCAO / Empower Retirement
- Contact: Jason Roberts
- Telephone: (614) 519.4754
- Email: jason.roberts@empower-retirement.com
- https://jason-roberts-virtual-meeting.empowermytime.com/
Ohio Deferred Compensation
Steve Schmittauer is Miami County's Account Executive and he is available to meet you virtually to offer one-on-one retirement counseling and planning services. Their website also offers a variety of e-learning options, calculators, and other tools.
Enrollment
Complete the enrollment form and return to Ohio Deferred Compensation via fax at (614) 222.9457
Contacting ODC
- Contact: Steve Schmittauer
- Telephone: (937) 284-1212
- Fax: (614) 222.9457
- Schedule a virtual meeting with Steve Schmittauer
Voya 457(b) Deferred Compensation Plan
Contacting Voya
- Contact: Todd Richhart
- Telephone: (937) 353.5478
- Email: todd.richhart@voyafa.com
- www.retirement-help.net